Aetna continues to follow the health care claims and utilization of 1.6 million members of its Aetna HealthFund consumer-directed plans, and four years of evidence continues to show sustained savings, more patient engagement in managing health, and greater utilization of preventive services. Employers who offered an Aetna HealthFund plan lowered their health care spending trend and saved money through all four years with the plan, across all Aetna products they offered. In addition, 52% of HRA members and 95% of HSA members carried over some or all of their fund savings into the next year.

Aetna also studied six employers that experienced extraordinary results and whose health care cost trends were 50% lower than the HealthFund average. The combined employer and employee savings was $15 million per 10,000 employees enrolled. These employers were actively engaged in educating their employees and offering wellness programs and incentives for healthy behaviors.